Quote from @Zeona McIntyre: Hey @Blake Winiecki I imagine you live in Florida but I would reconsider investing the area for one main reason - climate change.

I am passionate about helping investors build life-changing wealth through scalable portfolios.Background:Currently pursuing a Doctorate in Business Administration, I is fluent in Spanish and have spent a decade in nonprofit work and overseas missions.

I am trying to understand how that dynamic may change if I was sponsored by a broker outside of our office.

You have two unrelated questions here.Question 1My impressions of your LLC setup is that having the ownership change over time is too complex with the potential for misunderstanding. 

If you want to change the design, then do upon closing.

@Chad KoenigSo, undoubtedly, you have realized it is the frequency of the {pre}payments that is significant and the HELoC is not actually necessary.

Some questions I would want to answer: Has anything changed in the surrounding soil recently? 

Thinking of changing landlord carpeting to some type of lvp before renting it out.

I think in this environment lenders are changing requirements, guidelines, and product availability daily.

This is a straightforward and common approach.However, make sure to document the change in the lease renewal or addendum, specifying the new security deposit amount.