I've never heard of conventional financing having any seasoning restrictions whatsoever.Of course, if this is re-finance, there will be seasoning requirements, but not for a flat-out sale.I would recommend you speak to another lender; in fact, call a big bank in your area, like Wachovia, BoA, etc. and see what their mortgage person tells you.If I'm giving you bad information, I humbly apologize, but I'd be very surprised if this is a FL rule or any type of rule.

BOA is approving 2nds, I just got one.

Already have a thread on this BoA freeze:http://www.biggerpockets.com/forums/41/topics/55902-band-of-america-halts-all-foreclosures

According various radio/tv/paper news, BoA has decided to halt the sales due to an overwhelming amount of poor record keeping to flat out fraud.

Our score dropped to 650ish, BOA cancelled/froze 4 heloc's and dropped a credit card limit from 50K to 14K (after a routine check).

Peter, welcome aboard...I'm not a wealthy landlord but I am an investor / landlord in lynn...I've been buying,rehabbing and either selling or keeping multiple families over the past 2 years...I'm actually trying to buy a note from boa on a deal ...good luck

It anyone has money with BOA PLEASE (!!!)

Seems like the only way one can get those rates is if you camp out in front of the discount window to be there right when it opens before chase and boa have time to lobby.

I'm brokering a deal where my seller (an investor whose under contract to buy the property) has been able to get BOA to agree to settle their lien (1st mortgage) for $55k.

I would think there would be a big difference between a community bank and BoA.