For example, a few years back they were really be stingy with approving for top approval rents because landlords were trying to get top rents but their places were barely passing hability standards so they were approving section 8 but at lower rents.

What I am seeing is the absolute bare minimum is a year before the market stabilizes. 

The problem is it sucks, it barely works, it's surprisingly unintuitive for something so simple, and barely any guests actually use it.Which is kind of the same reason we're not discussing this on Google+ while wearing our Google glasses and talking about which version of Google Stadia is best to put into our homes as we communicate with our cleaners through Google Hangouts.While google obviously has a few big hits like Maps/Flights/Gmail, the majority of google releases follow the same pattern of great technology, horrible interface, no marketing, and eventual abandonment by Google. 

I honestly would expect what Praxis is doing to be the bare minimum a GP should do in situations like these. 

I barely hear from my tenants at all actually (knocks on wood). 4.

Seems like if you pull out 35k assuming you can get a similar 7.5-8% interest rate (DSCR tend to be slightly higher than primary residence rates) you would be barely breaking even.

If you barely have income enough to rent, even with a house hack you don't sound like you have the resources to cope when things don't go well.

I reached out to an ADU company in the Sac area last year and was quoted north of $150k to convert a garage with was barely over 300 square feet.

Occassionally, you'll find a deal that has ok cash flow out of the gate, but most barely break even.I've been fortunate in my career to stay on the positive side of my deals, but some got hairy early on. 

So, here we go..In 2018 I sat down at my desk to go over my bills, which I was barely making.