One of the two investments that I made with them has gone south because the tenant has filed bankruptcy.

It's also convenient that you live close to the property, which allows for easier management and oversight.As for financing, I understand that your bankruptcy in 2017 has posed some challenges for securing a loan.

I was just wondering how it would work if they tried to do a loan modification or file bankruptcy even through I’m making the payments. 

City has recovered from bankruptcy in 2012.

@Jay HinrichsAn unusually high number of “gurus” had actually previously declared bankruptcy when their real estate “programs” , almost always highly leveraged, went bust.

How bad a credit are you talking (score / credit event in your history like a recent foreclosure or bankruptcy)?

you don't "just file bankruptcy, keep the house and restructure the debt"Sure you do.

For inexperienced investors with limited cash reserves, mistakes on an inspection could even lead to bankruptcy, so it's not something to take lightly.

They've already filed for bankruptcy.  

Historically, such declines have served as leading indicators of an impending recession as employers tend to shy away from layoffs initially, opting instead to reduce hours, making this decline a significant red flag for the economy.Adding to the concerns is the fact that 639 U.S. corporations filed for bankruptcy in 2023.