I am approved for both a standard loan and a rehab HomeStyle loan.

I do recommend (after the law is approved and it will most likely will) a talk with a good lawyer to understand exactly what changed and how to frame the business appropriately.Best regards.

I would advise you to get pre approved from your lender and make them aware as it will help them understand you are serious!

3) Keep Damage protection off but use Hospitable to markup VRBO bookingsGuest VerificationUnlike Airbnb, VRBO does not have a toggle to say if the guest is not highly rated or verified they can't book without approval.

Mobile county is more than 1%. some counties in Ohio as high as 2%+.

I have tried to do a HELOC but I’ve recently retired from the military and haven’t started another W2 therefore lenders don’t want to approve the HELOC.

Can't do any of the things they promise in the pre approval. 

Do you know your clients: what can they truly afford not "pre qual" or "pre approved" for, what are they looking to buy?

Something like this:  Admin/Mobilization/Shipping: This section accounts for paperwork and other administrative tasks. 

Then a hiring increase for local regulation officials or private sector to assess housing quality & approve it.