I typically don’t suggest this, but given your current income I would go after class A/B+ assets with low maintenance and with much greater chances of appreciation potential.

Try your dambdest to get a B or higher unit/neighborhood. 

I recommend using an A-B grading scale like you see in The Ultimate Guide to Grading Cleveland Neighborhoods to set the parameters of what it is you are looking for.

High LTVs, short maturities, mezzanine debt, outside preferred equity, and multiple share classes (the recently popular A/B equity structure) all increase risk. 

Assembly bill 68, Assembly Bill 881, and Senate Bill 13.In senate bill 13, it specifically states the following:(i) The accessory dwelling unit may be rented separate from the primary residence, but may not be sold or otherwise conveyed separate from the primary residence.I have not seen anywhere in this bill or the AB bills where it prohibits or allows prohibition of short term rentals.

I would also consider Nevada - Midwest:  affordable but know the difference between Class A, B, C and D.

Some of its emotional and they feel real cool and successful being in Class AB communities with decent tenants.

You can buy another primary residence, and get the primary residence interest rate and low down payment options, as you see fit.There will be a BS test, since occupancy fraud is the most common type of mortgage fraud.

I have a BS in project management, and I can say I have never seen anything like this in the construction field. 

Inflation is a son of a b$t$&, and we had a bad case of it.