Since I did work with local credit unions, maybe I’ll try a regional bank or go with a commercial loan as you mentioned.  

I'm guessing national or regional banks don't really do that?

Over the past decade of deploying a very successful BRRR model across the Pacific Northwest, I've been able to perfect my "cash for keys" process. 

I wholesale and buy rentals in this region. 

Ideally, you'll want to see average 90% occupancy across the board, otherwise you'll be relegated to regional bank and credit union lenders that require (i) recourse, (ii) deposit requirements at close, (iii) slightly higher rates, (iv) lower amortization, and (v) less interest only [if cash flow is a priority for you]. 

Very selective process, and geographical regions- but this is an AMAZING tool for some people. 

It would be great to discuss opportunities and projects in both of our regions.

The reason I like the southeast is that I feel there's population growth in that region and long-term trends of people moving there, not because it's where I live or prefer to be personally although there are parts of the southeast I do certainly love and enjoy.You don't need an operating loss to get tax benefits with depreciation and mortgage interest writeoffs, I'm not sure why someone would ever take on an operating loss for tax benefits, that makes no sense.

I recently moved back to the Pacific Northwest near Vancouver and am hoping to begin here.

The past year, I've learned market tenants in sub 100k regions are a pain in the ***.