There will always be posters who come out of the woodwork who claim to be able to beat terms or meet borrowing expectations.

Your IRA can borrow, but you have to be careful to not personally guarantee it.

We receive countless gifts and thank you cards from borrowers all over USA. 

Some lenders allow exceptions for transfers to LLCs owned by the borrower, but it’s worth confirming first.Explore transfer tax exemptions: Chicago doesn’t make this easy, but there may be exemptions or reductions for certain types of ownership transfers.

The other option for you would be to borrow against the equity in the property.  

LoanGuys has a team of loan officers that help borrowers with their financing needs.

Borrow the money interest free and compound on.

There are also some benefits to leverage such as tax breaks that lowers the effective cost of borrowing the money.

Please note than may liability personal or corporate of the original borrower remains after the title transfer.

As far as timeframe, anywhere from 21-45 days depending on how quick a borrower gets their docs to underwriting, how long the appraisal takes, etc.