@Gabriella PellolioTaking out a second loan on your primary residence can be risky if for some reason your new investment doesn't work out.

If I can't get a substantial premium above the market rate, it's not going to work out.

The payback is around 7 years.Yes I know about submetering and all but trying to keep track of all that lots of work. Out

Hire thoughtfully and let them go if they don't work out as well.Bonus: Train your VA how to use AI to help with research work and they should really learn from you how you want your research performed.

Thanks @Dave Skow@Daniel Alhadeff The property was in the Seattle area but I decided to not go through with it because my backup was to rent it out as a room rental if the AFH didn't work out but the property would be hard to run as a room rental.

Most locals on Biggerpockets seem to think that Calgary is almost at the point of becoming unaffordable or extremely challenging to find investment properties.I work out of Winnipeg and invest in Winnipeg as well.

Best of luck, If you have done the math and it is a good deal it will work out fine.  

Have a workout split, plan, and goal for the next several years.

While it may work out, it sounds like a real long shot especially with the splits and fees as they are! 

I love the area however, I have done a lot of research and am having a hard time making the numbers work out in terms on COC return.