His book “Invest in Debt” written over 45 years ago is the standard for understanding real estate note investing. 

I know a guy that can lend in 45 states and has access to 220+ lenders.

You put RTO in it, they destroy the house, and then you're in a worse position 3-4-5 years from now when there is little appreciation and the house is destroyed.

Find the median (not average, median) income level for the city in question. 45% - 70% of the income (50% is median) is C class. 70% to 90% is B class. 90 - 100 percent is Class A. 30 percent to 45 percent is D class.

I'm a very conservative investor and may look through a hundred deals a month, and at the end of the year only invest in 4-5.

I am able to lend in 45 states and even when lending in NC, i do not meet with clients in person.

Our DOM are 45 for this market.

However, the amount differs depending on the property type and lender.A minimum debt-to-income ratio of 45%: Real estate investors typically cannot allow their monthly debt to exceed 45% of their gross monthly income.In addition to the initial cost of the down payment, remember that it can affect your ongoing costs.

You will definitely get to $1mm equity by 45.  

I am seriously looking to buy a property at Yucca Valley for Airbnb in the next 45 days, doing 1031 exchange.