An example might be: - Single-Family Permit Volume: C- we gave this rating because this means (X) so when investing here you should be mindful of (X) Also, data is my day job, and static reports aren't my favorite.

But like many people, I brushed off these risks, seduced by the attractive rate of return, and the assumption that if needed, it would be easy to sell and walk away within a reasonable time period.

Change the cabinet hardware to brushed nickel or chrome to pick up on the sink.

---------------------One final thought (sorry this is so lengthy) - while there are bad apples in every profession, it may be unwise and financially damaging to broad-brush any of them.

Brush it off and find something that will actually make you more money.

The one thing I walked away with was that some Chinese investors are willing to take a 0% - 2% return on investment because having their money here is better than having it depreciate in Yen.I would normally brush off stuff like this but even in my backyard I see international money buying 5% caps.

Out this way that seems to be the issue.. vacancy is close to 0  but collections now that's another matter. in my years of doing business in the mid west rents have been pretty static and in areas of heavy section 8 that sets the bar and free market is usually less than section 8,Either way its good to get data from actual owners  thank you.

In the real world cash flow is not the static line at the top which drives all of these models.  

Rents are not static, they are a market just like everything else.

Not that any fraud is "good" and I'm painting with a broad brush here, but something about taking advantage of people who want to do a little bit better for themselves is somehow worse than preying on people's greed and vanity.