I contacted another Bigger Pockets member who has been helpful and asked about hard money lenders who might be available and am awaiting a call to discuss their service.Here are a few facts around the propertyIt was listed last July and an offer was made in fall and ultimately rejected at which point the sellers upped the selling priceThere are 2 lien holders and a large debt for water which is over 10KThe water is presently off and there are some problems in the plumbing (leaks probably due to freezing)I reasoned that even though my offer was likely lower than that previously rejected, It is a cash offer and things have probably declined since the last offer (leaking pipes) also there is room for a counter.If anyone has advise for me about short sales or any good information about doing this deal in Portland, Or.

Was the problem a lien holder or mortgagee was not notified? 

For the long call holder, the payoff is positive if the asset’s price exceeds the strike price by more than the premium paid for the call.

Can a lien holder refuse to accept a discount for their lien...of course.  

I told  them they would be the lien holder on the property that im flipping with money...they responded that they wanted to be the lien holder on my personal assets is that normal?

The lender is making an evaluation as to income and assets on the Borrowers on the loan (not the title holders), of which you are one, and of course would remain one.

Not sure about Maricopa, but on other AZ counties if the lien holder does not pay the next year taxes, then the lien is added to the next year taxes and sold as a new lien.

The holder of these certificates has a lien on the property.

I'd be afraid their next step will be to damage the property if they still have access.Just have your agent contact the seller's lender (seller's title holder) to verify in writing that they've requested additional move out fees.

Possibly with voucher holders, I see a lot of potential there helping families while building wealth.