The ACV quotes are much lower, but so is the coverage level.  I

When the year comes that you finally sell the house, you can take all of the accumulated losses that you have been saving up and use them all up at once, regardless of the level of your other income.Investing in rentals at your income level is perfectly fine. 

These are valid points, however, I can say with confidence that as long as the P.E. is comfortable with the design and specifications as indicated on the drawings, the P.E. can chose to stamp/approve the drawings if he/she feels comfortable that the building meets all standards and requirements as per the state/local laws, and if he/she does not feel satisfied with the drawings, he/she can make those adjustments themself or coordinate with the draftsman to make the necessary modifications to satisfy the local requirements or whatever the approval level is.

@Charlie MacPherson I'm mainly referring to high cost of living areas like where I live and entry level is 450k in a premium neighborhood, and it's a sellers market.

i currently have four duplexes and one home in austin(all with tenants) and have pretty good equity..i'm trying to figure out what my next step would be to take everything to the next level,i have a decent positive cashflow..property tax hikes have cut my profits down by over 50% the last couple years..i'm in my 30s and i'm not sure if i should just keep building equity and then invest years later or get started now..i'm not sure..i haven't really followed the market too much as i've been busy running an online business..so i'm in no rush..but i am interested in meeting people with knowledge ..i'm open to around the country as long as it looks good to me..i look forward to spending more time here and learning from experienced investors :)

I've worked as an admin in commercial real estate, prior to getting my sales license so I am familiar with seller financing but not on this level. I

Plus, once a particular income level is reached you can apply for S-Corp tax status and take advantage of self employment tax savings, potentially. 

I played at a high level. I

The next one is coming up March 17-19 in Indianapolis if you want to take it to the next level. I

My monthly student loan payments are based on a percentage of my adjusted gross income, so in order to get those payments down to a manageable level I always max out my retirement funds.