With any market that you look for deals in, you want to see consistent year-over-year growth in job creation and household formations. 

This removes any concern or argument about the type of the loan and is the direction taken by many private/hard money lenders.On the other hand, per Dodd-Frank (and by most state definitions), loans which are not for personal, household, or family use are also business purpose loans. 

And if you lose one roommate, it doesn't hit as hard vs losing an entire household of income.Hope that helps! 

Is it by household size?

“We want this loan to help millennials, seniors and multigenerational households adapt a house to meet their needs.”

I know some areas around the greater Denver metro limit the number of dogs allowed per household to no more than 3.  

Cleveland is incredible for cash flow, with around 60% of households occupied by renters.

And I was spread thin, juggling a full-time job, managing a household, taking care of aging in-laws who live with us, and managing our fledgling investment business.

Nearby Hallsville as well is growing.KILGOREMedian Household income $58,751Median gross rent $750Cost of Living 82.6 (U.S.

Huge difference between SoCal/Austin vs the hood or boonies; and also betwen someone who earns in the Top 1% vs the US average household income which is 1/10th that amount.