Consider negotiating an interest only note which allows for prepayment (with a cap for year one, but no prepayment penalty for subsequent years ... your lender needs to ensure s/he earns enough to justify the effort of subscribing to your mortgage)If your goal is to refinance in 2-5 years, the negotiate your private mortgage to a term of 2 or 3 years with the possibility of annual renewal up to 5-years.  

So, this became the lenders' defense against assumptions and "subject-to" transactions.I'm thinking it would take rather a large - and potentially economically devastating - interest rate increase to justify the expense of tracking down and prosecuting title transfers such as are being discussed here.If there were really any money it, rest assured a savvy programmer - like me - could subscribe to the appropriate services, download the data and develop reports available to lenders for a fee to identify title transfers without lien changes which would enable the banks to find out about them and investigate for possible prosecution.

These include membership in a local Realtor board, ARMLS subscriber fees, lockbox e-key subscription, just to name a few. 

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The other studies mentioned are all internal, with data garnered from brokers that we work with, or databases that we subscribe to, such as CoStar.Hope that helps.

Our primary plan is to hold the duplex indefinitely, but every once in a while we talk about a situation in which a developer wants our property to build an apartment building.Selling and cashing out is obviously an option, but I subscribe to the buy and hold philosophy and I would want a piece of this apartment building action.

And you've joined one of the best communities for all things real estate investing.1️⃣ Download this ultimate beginner’s guide: https://assets2.biggerpockets.com/uploads/user_file/file_object/1694/UBG_2018.pdf2️⃣ Read BP beginner books on investing: https://store.biggerpockets.co...Also, read Rich Dad, Poor Dad by Robert Kiyosaki and Think and Grow Rich by Napoleon Hill 3️⃣ Subscribe to BP podcasts or YouTube channel and watch their webinars. 4️⃣ Ask questions here on the forums.5️⃣ Visit (join) a local (and legit) real estate investment association.6️⃣ Consider joining a BP bootcamp: https://www.biggerpockets.com/blog/real-estate-investing-bootcampsI wish you all the best in your investing journey!

These members voluntarily subscribe to a higher level of ethics and are generally better educated than most.

And I found out about Zuber thanks to the YT algorithm I suppose, since I was first subscribed to Dion McNeeley's 'Dion Talk' YT channel (they frequently make videos together).

While the first two (Income & Growth) are fully subscribed and closed for investment.