On this BP website under 'Tools', then 'FilePlace', you can search for wholesale contracts and other documents that you may find helpful. 

I knew nothing about the basics of real estate and after confiding in my dad that this is what I wanted to do he pointed me to Bigger Pockets, which I then learned by all the educational tools that not only can I do what I know I would love and enjoy doing but that it will give me a life I'd want for myself and my family that no other job could do for me. 

Hard money is ok but it's really meant for those that can use it as a tool not for those that need to use it an a dependency. 

I’m new so I don’t have any to contribute that are specific to REI, but from my other businesses.Waze + a calendar connection - easiest way to get traffic notices for departure time for your next meeting Outlook - it’s more powerful than the default iOS mail when it comes to signatures, scheduling, and managing emails Evernote - great note taking and overall brainstorming tool Dropbox - self-explanatory.

Can anyone direct me to a tool to estimate insurance for single, multi families and/or commercial property?

The webinars put out by Brandon Turner or podcasts show how to use all the calculator tools.

At the top it says TOOLS that is where they are for me. 

I would use this as learning tool to get more proactive In regular inspections of your investments .

Been on BP for around 1 &1/2 Years now and basically used it for the tools (which are awesome), to help with acquiring RE and considering deals. 

Use the magnifier search tool and you’ll find others have already done that.