@Russell Brazil  Russell I also feel that you cant start this run in 08... to me 08 to 2012 was its own separate cycle and that we did not really start to rebound until 2012 to 2103.. so in my mind and it could be very diluted thinking as I am no economist or expert in high finance .. but it seems to me we are 5 or 6 years into a 10 year cycle.. it took in my mind from starting in FLA in 07 ish to 2012 to 2013 just to flush through the hangover inventory reset capital markets un thaw credit and get back into business.. 

Yes, you will reset your HELOC balance, but now you should have an extra +/-$650 cashflow from your last purchase to dump into the HELOC. 

Mortgages that reset and rents did not follow.that type of thing.. but all in all it usually boils down to jobs.. and the job market is pretty strong still.