Purchase price: $640,000 This is my primary residence.

I'm buying a "primary home" via a Subject To deal with decent equity.

:Second, I received a request from State Farm today: Please provide the gross sales/receipts amount for the insured location(s) as reflected on their most recently completed tax filing or anticipated gross sales for the upcoming fiscal year.I have a commercial policy from State Farm for my STR as well, and it's got three primary coverages. 

HELOC from primary

Adding an umbrella to cover possibilities that exceed your STR insurance policy is important as well.If you have 5 or more STRs or properties, then I can see setting up a series LLC with a primary LLC and each property in it's own child LLC.

Purchase price: $242,500 Cash invested: $24,250 This was my previous primary residence, I have since been able to take a substantial amount of cash out of the home.

Even after moving out after the mandatory primary residence requirement.

If it was her primary home she shouldn’t do seller financing and should just sell outright today tax free. 

They don't want people buying property and using a primary or second home mortgage when the use is investment or business - that's loan fraud and tax fraud at the same time. 

Maybe there is a finished basement or ADU that you can rent out and you get to rent out your old primary residence.