Everyone wants to be the genius that predicted the next collapse, especially when there’s no penalyty for being wrong 100 times before you were right once. 

Not to say that data is bad,But if anyone read a data point of New York in 1980s - no one would have touched it with a 10 feet pole.Highest crime and murder capital of the world.Look at the Prices move from 50K to 1.5 Million in just 20+years.Statistics cannot predict the Gentrification and what City is about to take off based on past predictions or current readings.There are variables that cannot be measured.

You mention that you are more concerned with credit history then score however I look at credit score as basically a prediction of how likely a person is to pay their bills.

Real estate in Nashville has never been hotter and, while no one can predict the market, I have concerns about a potential economic pull back and losing value in our home.  

My wife and I go to parties and gatherings for social reasons and find ourselves consistently lying to fit in.I could not have predicted how weird this life gets.

The slow , steady predictability of the quintessential mid-western small town make these units easy to rent and to typically a long-term tenant, low turnover.

Ultimately there isn't a way to predict the remaining life of a water heater.

Well if you can predict it, let me know how life is as a multibillionaire.

In other states, and other non-cook counties within IL, there are different formulas for projecting taxes (like some states are 1% or 2% of price, making it easy to predict).Jordan 

As you know we're peaking and you can't predict what the market will look like 2-3 years from now.