For whatever reason, Fannie / Freddie's underwriting guidelines makes a distinction between an LLC and those other entities.

Unfortunately the bills being written (thousands of pages) do not make a distinction between the BANKS (institutions making millions from debt) and YOU (the owner offering a loan to a buyer).

There are very limited exceptions to due on sale clause violations, and none of them would turn on this distinction of a Quit Claim Deed versus a Warranty Deed. 

When I was reading this I was like, damn this guys brain works like mineI went through this with my attorney and CPA and selling partials in a fund creates two distinct concerns:1.

I'm praying that this trip will turn into a great learning experience as well as helping me create finer distinctions between being an investor and just being an analyzer.Thank you BP for helping me get this far in my investment career.

Could you refer me to the place in RESPA where it makes a distinction between the buyers loan and the seller's loan?

There are distinct differences with respect to what happens if a member of an LLC dies or wants out vs a shareholder of an S-Corp and the lifespan of each type of entity must be taken into consideration depending on your future plans for employees, expansion, etc...

I'm making a distinction between liability under a property report, which is what Fast Title is selling and liability under a title commitment which Fast Title does not offer.Under the former, Fast Title advised me they would return the amount paid for the report if they missed something, but a claim for additional damages based on reliance on the report would need to be submitted Lloyd's. 

However, most of the time cash is needed to transact.The distinction is that the cash doesn't have to be yours, which is where most of the NMD strategies come from :) 

I have only used my HELOCs for RE investing so while I am sure it came up early on with my CPA, I did not remember that distinction.