I am hoping to make that first move into real estate and with this climate (raising rates, prices, competition, etc) I have some hesitancy.Currently living in Bremerton/Silverdale (Kitsap Peninsula) with multiple navy bases, hospital, college and short ferry to downtown Seattle. 

Do you prefer to be in a large dry climate such as Phoenix, smaller mountain town such as Flagstaff, or a bit more humidity (and grass) in central Texas? 

But I am concerned about the future as climate conditions worsen.  

.- Properties located in flood zones may be at a higher risk of damage from climate change, as sea levels rise and storms become more severe in some regions.- Insurance policies for properties located in flood zones can be more expensive and may not provide full coverage in some cases, depending on the terms of the policy.

Have you experiences that be to true in both warm and cold climates?

In warmer climates this is a normal thing.

Some sort of reliable boots on the ground to report on things like regional quirks and gotchas, such as MLS data quality issues, war zone neighborhoods, obscure gotcha local tenant laws, environment/climate issues, general market issues, particular quirks in how paperwork is done in contract-to-close, etc. 

See his mansion here: http://www.zillow.com/blog/joe-cocker-selling-ranc...It's going on the auction block in Sept I think.People are attracted to the area for the climate, views, proximity to Grand Mesa and the West Elk mountains and the relaxed pace of living offered in this type of community.

You can also look at the Flood Zones and review Climate Reports (so that you stay away from hurricanes and tornados), etc.Hope that helps. 

@Kallan KaliyaWell, isn’t that anti-climatic!