However, I think that having the shorter term is actually more risky, because if your rents decrease, you will have negative cash flow.

My issue is DTI, so I'm saving and paying off smaller debts to decrease the amount I owe (student loan, rooms to go, etc.) and consolidating the rest into lower interest accounts.

The stock market took a big hit last week.We are all RE investors but many of us also invest in the market.Personally I use a set it and forget it approach - monthly auto deposits into 2 accounts: an IRA and a 529 (both Vanguard).However I do like to do some extra buying when I think the market makes a temporary yet significant drop.So is now a good time to pump some extra money in?

It would seem the more we put into those properties the cash on cash ROI decreases but there is definitely merit in paying down the PB.

After 10yrs, the rate can increase or decrease according to the market. 

I am not sure if my particular lender is just slower to adjust, or if I am simply being greedy, as I am lucky to have seen such a decrease in the first place. 

Contact local area community organizations which place homeless in need of temporary housing.

Hard money or commercial bridge is probably the avenue you'd want to go for a temporary fix with as much leverage as possible. 

Paying off loans always works counter to this concept as it decreases ROI. 

It is synonymous with decrease in profit.1st of all lets scale down to one possible scenario.