Let me buy you lunch/coffee so I can learn from those who have gone through the gauntlet before.About me:Recent homeowner with full-time job in the ValleyLooking to buy first time rental property sometime late this year/early next yearMainly looking for passive cashflow, to supplement incomeMy questions include:What markets did you invest in and why?

If you have to change it later it will be a supplemental permit that will take a month.

Seems like you have the funding, using the land as collateral and supplement the rest of the 20% with the 40k of the 100k you have.

I am also considering shifting my strategy and investing the money that I have saved into a short term rental to supplement my income until we can secure a multifamily with the VA Loan. 

The scary part to me is the loan terms and low/no online barrier to a saturated health/ supplement industry. 

Lender won’t accept that but would accept if we found supplemental wind/ hurricane.

The problem with the books by gurus is the agendas, supplemented by stories and claims that make them exciting.

I need to get into a side hustle to make some supplemental income while I wait until October 2014 to start my RE business.

Not sure where property is located; but if you go ductless you may have to consider separate humidity control.Once I supplemented my ductless system with a separate dehumidifier system, it actually helped with a drying cooling and brought down the load on the ductless system.  

On one hand I was never able to convince any of them to go to the free schooling available to them or even to work 'under the table' to supplement their government checks for very long.