My only issue being the fact that I’m out of a job for the first time in my life but it should be temporary considering I’m already being recruited by a few companies.

We primarily invest and manage around SECT (Groton, New London, Mystic), we have a few large employers as well as the Navy here so we don't see a decrease in demand for some time. 

In better neighborhoods with higher price points (over 300k) the margin goes down to $500 or even $400, so your cash flow is decreasing, but your equity gain over time is stronger and you are enjoing a nicer lifestyle.

Your P&I will decrease increasing cash flow but the amount of cash invested will increase lowering your CoC return.Todd 

Does anyone have any other strategies to decrease my insurance costs?

Often a lot of towns will allow you to close with a temporary CO where you’re allowed number amount of days to close the open permits or file permits for any work that was done without permits.

I was moving out of a temporary mobile home, and was eager to get closer to town.

In my experience, my rental properties actually decrease my income taxes, despite positive cash flow, due to the "phantom expense" depreciation.

The stress goes down, cash-flow remains stable, DOM decrease at turn over, and value increases. 

ROI might even be higher since our capex costs will decrease per my original model.Here's my question.