The property was owned by a church.

Church Street) but so far have only been able to find high-end rentals, unfurnished rentals, and sublets ~30 minutes away near UNCC.

About 2 ½ years ago my wife and I buckled down and did Dave Ramsey’s Financial Peace program at our Church – we have been debt free for a little over a year (expect for my mortgage).

All of Oklahoma was Indian territory and it became a state in 1907 I know of two areas I was looking in a few years ago I was shocked to find that the newest plat is from 1907 :) and there were Indian allotments for the two different tribes in that county some of the boundry lines are blurred So the county's map shows those on the tax roll, then some of the church land is a blank ,some of the gov land is a blank on the map some of the map is marked as Indian land,and some is blank that may be Indian land .

The block itself is somewhat nice near schools and churches and very few board-ups.

Might be difficult to market to a tenant but OTH the tenant knows they are on probation and they will act accordingly, like a church mouse.  

@Michaela Church, thank you for the offer!

You may have to talk to 30 lenders, 7 brokers, everyone at church, and the dry cleaner...

An offer to prepay rent for several months is usually a red flag ... save for international students whose parents/church/government are paying the outlandish tuition for them to study in Canada.  

He went to college to be a pastor and has a small church but the discipline he learned early on has allowed him to support his family and provided jobs for crew as well.