If you have equity in the deal (it's worth more than you're paying for it), you may not have to bring much or anything to the closing table.You could also partner with someone who knows what they're doing (with a good track record.)Best of luck.Cheers,-Sam

Seems to be following a track record.

My wife and I update our balance sheet every month and have different growth goals that we track.

You at least should have complete copy of leases for all your units..If you inherited these tenants the previous owners leases would have been in effect until lease term ended,, so have you been able to track lease end ?? 

Partner with experienced people on your first few deals to build a track record, learn as much as possible, then start taking down deals yourself!

A lot of people give up at that stage but if you track down the owners, you may be the first person to approach them because it takes additional work.

Also it makes it more difficult that you dont have any experience level or track record. keep looking you will find a lender but again keep in mind your credit score, finances and experience level will all factor that number of lenders that will open up their bank accounts to you.good Luck

I'm trying to track down a few property owners in Ramsey county.

But how do I go about paying and tracking the monthly payments to the HELOC.

I'm sure you've heard already but i wanted to share that the easiest way to track down a mentor is by attending the monthly meetings that are in your area.