You say you have no trouble renting your units, but are you attracting the class of tenants you want to rent to?

More details would definitely help to attract more eyes to the post and help solve your dilemma I think.

I just want to understand realistic comparison of reg sale vs reasonable and maybe more attractive seller financing structuring taking into account future short/intermediate term interest rate trends and Time value of money (that I am a fan of learning more).As a side note, being a health care professional I am amazed and always puzzled by financing and real estate.

I think that's what initially attracted me to real estate, but now I'm realizing that having freedom of my time and the ability to spend that with my family is waaaay more important than fast cars and big houses.

Current Zillow estimate is 78k and they still have 4 years left on the option (this one was our first one so we didn’t build in enough appreciation and we will only make around 12k each on it but it got us off to the races). https://www.zillow.com/homedetails/121-W-Harding-Ave-COOLIDGE-AZ-85128/8685741_zpid/So you can see that our model is pretty simple and is attractive to people who want to own a home but are not able to get a mortgage on one right now but they can lock in a price today, plant their roots, and work towards getting their credit repaired.

It is in the PERFECT location for us and we are very confident we will attract good tenants.

It is in the PERFECT location for us and we are very confident we will attract good tenants.

Their trash is stored outside and typically hanging wide open, which I suspect attracted said wasps.

What kind of tenants are you attracting?

In addition, it can be of great value with a hard-to-sell home, like on a busy street corner or backing to a shopping mall or something as it will attract buyers who may not qualify for traditional financing so they may be more willing to purchase at seller's price if seller finances.