I strongly recommend flexing into the MTR strategy, especially if you already have a furnished STR ready to go.  

Then all the number breakdowns were based on 10% down payment using 2nd home loans.

Underwriting will assess the performance and appraisal of the property based on traditional long-term rental comps.

Focus on neighborhoods with strong cash flow and smaller cities.

That's interesting @Adam Windham as one of our portfolio lenders also uses my projections based on market reviews.

I am based out of Austin.

That will put you in a strong position when you start investing in real estate.Using this time to learn and prepare is a smart move.

.* Old North Columbus: Urban-suburban mix, appealing to young professionals.In Dayton:* Patterson Park: Well-maintained with a strong community vibe.* Northridge Estates: Suburban area with various amenities, ideal for renters.* Walnut Hills: Quiet and community-oriented, great for rental stability.Areas to Approach with Caution:* Columbus: Some sections of Hilltop and Linden due to higher crime rates.* Dayton: Certain parts of West Dayton, which face economic challenges.Focusing on due diligence in these neighborhoods can help you identify stable, cash-flowing opportunities.

It has strong rental demand from OSU students and young professionals and stable property values.

However, there are still some great opportunities within Charlotte that can deliver strong investment potential.