UAB has been in the top 3 for medical research grants for 30 consecutive years never dipping below #3 in that span. 

Using data spanning nearly a decade and a half, Fannie’s researchers analyzed borrowers with DTIs in the 45 percent to 50 percent range and found that a significant number of them actually have good credit and are not prone to default."

Desert Hot Springs spans the gamut from B areas, to some pretty rough C- or even D areas.  

Suddenly Class A going up 40% and Class C going up 70% in the span of 4 years (2015-2019).

When I lived there, gang warfare erupted and 19 people were killed in that tiny little area in the span of a few months.One of the most valuable real estate investing lessons I received came from the father of the girl I was dating back in 1995.  

This is a massively complex issue, spanning law, epidemiology, economic, healthcare, finance, politics, manufacturing...areas no one person can have mastery, with far reaching second and third order effects that can't be encapsulated in the low fidelity ideas of "Shelter in place= the only option" or "give me back my civil liberties NOW rah rah Ayn Rand" Complex ideas require the ability to be nuanced and understanding that the other side may also have a point of view which you may not agree with because you don't comprehend it well.

Being that a mortgage usually spans 15-30 years, you have to look at your property over time and not just today.

I wouldn't call $500,000 cheap - I use sub $200,000 as my parameter for "cheap" and if I'm not in a severely negative cash flow (-$100 to -$150 at most for first 2 years at current interest rates) but it's hard to tell since I can't predict precisely how many tenant turnovers, capital expenses, how much my property taxes/insurance will go up, repairs I would have on a renovated Class C Midwest property that's 100 years old over 10 year time span.

During that time span I have been involved in 22 flips throughout Tampa Bay as an investor, a developer, and an agent.

. - I've taken a total of 6 vacation/sick days from my day job within a span of a little over a year to walk my tenant through his permits.