The student segment of our rental market here in Blacksburg is certainly appealing, as there are 20-some thousand of them and demand is high.

Brandon, on BP, has many segments on low and no money down, finding partners, etc.Good luck!

Like many newbies such as my self, I happened to come across a segment on TV talking about real estate investing.

What I found (to my disappointment) is that there is a *very* high price elasticity this segment.

Also, the rental market for the $250k and up segment isn't nearly as robust as sub-$200k, generally speaking.Perhaps, consider finding another investor to partner with on a few flips, to build up your available cash to somewhere in the $100-150k range.

This might be hard to see for successful investors, but the biggest segment of our society is not doing well financially. 

A full analysis of depreciation can be ascertained by getting a cost segmentation study done.

Banks use overlays to reduce their exposure to certain markets or segments they are either not familiar with or have unfavorable experiences (loss money) in the past.Hope that helps.

Low was 4,500.Supply is 86% higher than this time last yearBut still way under 2018, 2019 (last “normal” years)New ListingsTotal new listings up 3.9% from last yearLast 2 months, we have been right in line with 20212006 – 2008 were the highest years (bubble/crash) – highest listings due to new home inventory and then foreclosuresNew Listings WeeklyHigher than last yearNot following the normal seasonal trend - usually new listings slow down in the summerAccepted ContractsDown 8.6% from 2021 and down more from 2019Listings under contractDown 13.3% from last yearLowest ever, below 2014 levels – red flagIf we are to follow the normal seasonal trend, we can expect these to continue to go downActive Supply by Price SegmentIn the $300k-$400k price range – Up 71% in 9 weeks; Up 27% over this time last yearListings under contract in the $300k-$400k price range – Down 33% in 15 weeks; Down 44% from last yearIn the $400k-$500k price range – Up 76% in 6 weeks; up 161% over last yearListings Under Contract in the $400k-$500k price point – Down 8% in 6 weeks, but up 35% over 2021In the $500k-$800k price range – Up 132% in 8 weeks; up 189% over last yearListings under contract in the $500k-$800k price range – Demand is only down 8% in 9 weeks, but up 39% over 2021$800k-$1.5M – Up 169% in 13 weeks, up 125% over last year – getting close to 2018 and 2019 levels (“normal”)Listings under contract in this price range – Up 7% in 14 weeks, up 29% over 2021, way over “normal” levels$1.5M – $3M – Up 100% in 9 weeks, up 34% over last yearListings under contract in this price range – Up 1% in 9 weeks, up 12% over last year, way over “normal” levelsOver $3M – Up 27% in 8 weeks; up 17% over last yearListings under contract in this price range – DOWN 14% in 8 weeks; up 28% over 2021, way over “normal” levelsSupply is up in every single price segment.