It's almost the same thing as allocating your 401k in stocks when your young and shifting to debt instruments as you get older. 

Originally posted by @Petur Karlsson:@Michael PlaksHey Michael, I managed to qualify for the REP status in 2020, Nick Aiola is my cpa and was instrumental in helping me understand all the rules and requirements and he also filed my return with the REP designation.His business is Aiola CPA PLLC, I highly recommend his services since I used his monthly email exchange subscription to constantly bounce off thoughts and ideas on everything real estate related within his scope of expertise, and let’s just say it saved me from A LOT of googling haha..With my good friend @Nicholas Aiola, you're in good hands.

This thread was instrumental in helping me know what to do!

I know we generally talk about redlining in terms of access to mortgages and other financial instruments, but doesn't NAR have some policies around it too and how real estate agents operate around the topic?

The more scary question is howcome thousands of people investing in an instrument without knowing the risk level?

It has been so instrumental in my investing journey, and in my growth as a real estate agent. 

The debt instruments are more valuable and tend to function more as money. 

THEN you pay taxes on the gains, not to mention you are holding an instrument denominated in US dollars while Jerome Powell has promised the world he will print up whatever it takes to keep the economy afloat which means your paper assets become debased and not worth as much over time.

Electrical Engineer working as an automation/instrumentation engineer in oil and gas.