The answer, as it always is, is hidden in the problem...in plain sight.Here's what you're asking, translated to math:Property Cost:  $100kOption A:  20% Down (4%/30yrs)DP = $20kMonthly Pmts - $382/mOption B: 25% Down (3.25%/30yrs)DP = $25kMonthly Pmts - $326/mDifference in DP in Cash (what matters) = $5kDifference in CF (what also matters) = $56/mNumber of months to recover the difference (Added cost) in DP:  89 months/7.5 yearsIn other words, you are pre-paying $5k in cash upfront, to get $56/month in extra CF. 

That translated to $144,000 per year… so more than triple what the 4% rule would allow.  

And if you end up 1031ing after a year or two in a hot sellers market it's conceivable that you have 25% equity left after the refi plus an additional 10-15% from appreciation. which translates to almost 40% equity. 

My sister helped translate. 

A lot of people get nervous and tank a good deal and we could be missing something in translation here, but how hard did you have to work to get the deal? 

A growing economy translates to increased job opportunities and population growth, which can drive both rental demand and property appreciation. 

It is possible to do the same with a PM, but probably years versus weeks and a few months. that has translated to me now looking for class B buildings and creating my own management team that I trained for my goals. 

Now, in REI, that $350k translates to $1.5m in assets under control.

How does all of this translate to a good deal...and why? 

I'm copying the questions you mentioned, but I think I'll need more information to help me come up with reasonable answers to them, and then to translate those answers into legal language for the partnership documents.Do you have any books that you recommend on this topic?