No offense intended.

I wouldn't see that as offensive.

Basically, umbrella insurance covers anything over and above front-line policies, but without these front-line policies, it's possible umbrella won't be in effect - The umbrella policies I have won't cover workers comp type claims, especially if I don't have a front-line workers comp policy in place While an umbrella policy might help you, you want to ensure that you're not just throwing money out for a policy that offers absolutely no protection whatsoever because you don't have other coverages in place.

According to Checkr, the main reasons that offenses aren't found are:  1. the person was a minor or tried as a minor at the time of the crime 2. the offenses may no longer be reportable depending on the laws of the state where the offense occurred 3. the offenses may have occurred in a county that does not report their records to the central national criminal databaseWe do know some counties don't report their records to the national database - and some don't even put them online - which makes it difficult for any data provider to find.

Every design decision was made with the principle that 90% of the population would like it or at least not take offense to a design choice.

Max Bacher at Frontline Home Inspectors.

Stuart  Please take no offense to my post here..

The PBS show Frontline has run an hour special every 10 years (1997, 2006, 2013) about the retirement crisis facing America.

Texas Real Estate Commission, Fair Housing and HUD are no joke.Practicing real estate without a license is a criminal offense in TX - Class A Misdemeandor (see Chapters 1101.756, 1101.757 and 1101.758, TX Occupations Code).According to the TX Occupations Code, they may also be sued civilly:§ 1101.754.

While minor offenses may not be deal breakers, serious criminal activity or eviction history should be carefully evaluated.Rental Application: Ask potential tenants to complete a comprehensive rental application, providing essential information like contact details, previous addresses, and personal references.