Our "online" giant Quicken/Rocket does most of the "cookie cutter" stuff in the entire USA, which means agency loans like Conventional, FHA, VA, and USDA with some jumbo mixed in. 

When you do it that way, there's success waiting for you at the end of the rainbow.When you rush, are hasty and do not manage your working capital well at the end of the rainbow is a big giant abyss you fall into never to be seen from again. 

Hopefully, this makes some sense and doesn't sound like a giant rant haha.

I've seen typical numbers of 1%-2% higher than your current rate.What HELOCs are designed for is to be a giant credit card.

Also for estate building.What is great they can use a client that is 5 or 10 years older than me and create a plan similar to them and I just follow on the shoulders of those giants instead of attempting to forge my own path and possibly not keeping up with tax law.I own four businesses and I am in different fields ie retail, real estate sales, rental business and internet sales.

The same lending laws apply whether the loan is from your Aunt Mildred or a giant mega HML at a fancy address.

Columbus has experienced so much growth for the past few years, partly due to the influx of tech giants like Intel ($20 billion), Meta, Amazon, and Google building warehouses and data centers in the area, which has contributed to an increase in property prices and more people moving into the city for job opportunities.

Most of us are not giant corporations where that $500 does not make any diffeence.....most of us are mom and pop investors and this is our retirement money....that we worked very hard to save.I think this group probably had several issues that overwhelmed them. 

It's all about making sure that the house or any structure stands strong and safe.Imagine if a house were a giant puzzle, and each piece had to fit perfectly to keep it from falling apart.That's what structural integrity is about—checking that all the pieces of a building, like the walls, roof, and foundation, are in good shape and can hold everything up.If there are cracks, sagging, or problems with any of these pieces, it can be a big concern.Inspectors look closely to make sure everything is sturdy and safe because nobody wants a wobbly house!

The Property Price PuzzleReal estate is like a giant puzzle with many pieces, and one of the most important pieces is the property price.Imagine you're at a store, and you want to buy a new video game.You check the price tag to make sure it's within your budget, right?