@Jordan Sachs I feel that $3000 is short money for an easy fix to the problem.

Most of SoCal feels unaffordable to me so Im looking in Riverside or downtown Long Beach.

Quote from @Jaycee Greene: If you go the conventional/DSCR route, these are considered "Commercial" loans and the properties are referred to as "Non Owner-Occupied" and, as such, the cash flow of the property is most important, and your DTI is not generally included in the underwriting.

Hi James, Feel free to send me a link.

•At an ARV of $625K, this feels high for a rental in most markets.

Feel free to reach out.

For those interested in rental properties or other approaches, the marketing focus can feel misaligned.4.

It is growing in popularity because of proximity to Charlotte (about 45 min drive) and Lake Norman but still has a small town feel.

It outlines how the couple will handle their finances during and after the marriage, including: Property and assets: How to divide property and assets in the event of a divorce or death Debts: How to allocate debts Spousal support: Whether and how to provide alimony Inheritance rights: How to handle inheritance rights A prenup can help protect both parties' interests, and can be an effective way to avoid court proceedings and minimize the emotional and financial toll of a divorce.

If you're refinancing to a business purpose loan that's totally fine, but chances are good you'll need a lease in place for the unit you were occupying so the lender feels confident that it's strictly going to be used as an investment property.