Seek Mentors: Look for experienced individuals who can provide guidance and mentorship.

“Real estate investing, even on a very small scale, remains a tried and true means of building an individual’s cash flow and wealth.”Robert KiyosakiFor me, the path to financial security wasn't paved with stocks and bonds but rather with bricks and mortar, as I embarked on a journey into real estate investment.

Obviously, you can hypothecate your loans individually or collectively, @Steve Hiltabiddle.   

For individuals navigating the demands of a w2 job and grappling with substantial tax obligations, exploring the potential of short-term rentals unveils a compelling avenue to mitigate tax burdens.

We are managing a $2B portfolio that consists of individual investors.  8,000 properties over two decades. 

But it depends greatly on the individual situation.

My individual account with Charles Schwab is up over 10% and is invested in the Magnificent 7 stocks (Apple, Microsoft, Google, Tesla, Nvidia, Amazon, Meta).

That's the DD of the individual to decide, what fit's for YOU, in your unique situation, the "worth-it" question.     

One last caveat....I'm in 50/50 with another individual.

this is my first time on Bigger Pockets, I'm looking to connect with other like minded individuals, and contribute to the community.