Since I've only ever been on the other end of an informal sublet, I'm treating this as sort of a mini-experience of what it'll be like if and when I start to buy and hold.

I was definitely thinking about how to position it both ways: a mini compound for large groups and quaint individual spaces with shared outdoor space, so I’m glad Airbnb allows you to sync calendars on something like that.

By focusing on taking those mini-steps, you'll reach incredible heights without feeling overwhelmed or exhausted.So, remember, the journey to any goal starts with a single step.

We were definitely going to pull required permits, which was going to be annoying because so much requires a permit in MN, but wanted to take advantage of resources in our community -- for example, my FIL is a retired HVAC tech who offered to out in vents and/or mini-split system. 

@Krissy Mussenden A refinance is almost like a mini closing.

My end goal is to do 5-6 of these single-family projects with this builder, create a system to maximize efficiency and marketing/sale of the end product, and then scale to larger land parcels for building "mini-communities."

Every municipality/zip code in STL has its own rules and mini government.

The absolute closest Ive actually been able to find for single family is actually that 15 min mark because of traffic with avg around the 20 min.  I

Can refi an existing mortgage to a shorter term “Mini Mortgage.”Navy Federal 80% LTV Norway Savings Bank, MaineOmaha MortgagePenFed - max 3 other properties, including primary. 80% LTV, prime + 1%, <4 propertiesQuorum Federal Credit Union 80% LTV, owned by LLC is OK.

Can refi an existing mortgage to a shorter term “Mini Mortgage.”Navy Federal 80% LTV Norway Savings Bank, MaineOmaha MortgagePenFed - max 3 other properties, including primary. 80% LTV, prime + 1%, <4 propertiesQuorum Federal Credit Union 80% LTV, owned by LLC is OK.