As well as utilizing them to market and sell your properties.

Jay I know you are a player in this space as well - but I am curious to your opinion on finding decent loans to buy.

My client's have been happy with the draw process and response times as well.

Machias Savings Bank as well.

My experience with PPR has been consistent with yours, as well as the search to find them.  

It's works most anywhere- but not everywhere that rental real estate works well in. 

Quote from @Carson Hyland: Even if you buy the right property, failing to manage it well will kill your cash flow. 

I would keep it in a high interest bank account might as well earn as much gain as you can no matter how small it is.However I think some debt pay down would be great not to the point where you are not liquid enough to Jump at another opportunity or can’t make a major repair when it arise.

The overall trend of the 10-year treasury appears to be downward reflecting as well right now, with the most recent high of 4.8% on 1/13/2025 failing to touch the previous high of 4.98% on 10/19/2023 and now sharply falling to 4.62% today (1/24/2025).

I also agree that Akron is a viable area as well, but Im still finding the best deals in and around Cleveland.