I would weigh those two options out and see what costs less overall between an entire new loan and or the blended rate of the two.

.- HELOAN option - There is a small chance that you can pull out the equity using a DSCR HELOAN but make sure to calculate the blended rate and total payment before moving forward and comparing that to a full new 30-year fixed loan.

Conduct due diligence to uncover any potential legal liabilities.Overleveraging: Excessive debt or aggressive financing structures may leave little room for unforeseen expenses or market downturns.

Purchase price: $1,345,000 Cash invested: $500,000 Sale price: $1,825,000 Case Study: 3142 Fairfield AvenueThis case study delves into the transformation of an 8-unit mixed-use property, a blend of residential and retail spaces, located in the vibrant Black Rock neighborhood of Bridgeport, Connecticut.

Our accredited investors could invest in both value add and core plus and blend their portfolio returns.

Once, we move out of our unit, we have the flexibility to rent both as MTR or do a blend of other methods. 

If it passes the first sanity check, preferred equity should be viewed akin to debt and be analyzed with a blended rate with a potential loan.Example, Property A was acquired with a loan from a debt fund at 3.75% + SOFR and a 3% interest rate cap that is expiring.

The difference between the two is an entire new loan or a second equity tap which will give you whats called a "blended rate" option.

Are those insurance rates equally expensive/becoming uncovered?

Nationally most blended commercial and residential PM operations appear to be trading at a 3 to 4 times multiple of EBITDA.