It's very important to perform your due diligence on the operators, the markets their operate it, ask for their past transactions, history of their track record.

No matter who it is, RAD or another group, please do a lot of research and make sure you are working with someone who has a track record and is able to connect you with references.

I would recommend anyone lending in this environment to fix and flippers or any type of investment to be careful and get a personal guaranty and make sure person has a long track record.

That being said, I'm always an advocate for paying for mentorship to fast track your goals. 

Keep in mind that the sponsors with the longer track records and deeper bench of investors are unlikely to use some of the newer exemptions. 

I'm a huge fan of habit tracking and I have found it's those boring, repetitive tasks done consistently is what are the game changers. 

From here you could decide if you want to stay on the passive side of things as an LP, or if you want to begin raising capital for your own deals / funds based on your track record of investing with other experienced operators and being part of the masterminds that you're in.

Also, make sure this wholesaler has a track record.

My belief is that if you can find a good enough deal, you can make it work - even with limited track record.

I use it for expense tracking (which is great) and have been transitioning to rent collection/cash management.