Additionally, you could also check with your insurance provider to confirm there's no active risk and provide that documentation to the lender as reassurance.

So why work, why stress herself out, take on student debt, hours away from family doing that 9-5 all to achieve about $80kyr.

Already there are many reports of increased listing activity in the surrounding areas and plans for many to relocate and migrate.

Wood has a huge variability in strength--between pine varieties, the stress which can cause them to fail varies by more than 2x and you can see 20%+ increase in strength as it ages.Then I have stress concentrations which will yield and then redistribute the load in practice, but not according to the calculations I'm allowed to do. 

I see a lot of new construction in Richmond and Berea as I travel from Lex nearly every day im excited to see how the mega site in Mt Vernon and Richmond grow these areas What surrounding areas of Lexington are you seeing more activity?

The portfolio is turnkey/ fully furnished and active.

And even here, you still need to be "active" to research who you are lending your $$ to, and due diligence on the deal itself prior to investing your money.

What's the activity level been like?

How is this overhead advancing Radd's investment activities? 

This is why I stress the importance of knowing the laws and the strength of the legal system before investing in a particular market.