The fear of unknown and the bad potentials, but then sh_t happens and ya remember that we got a choice to lay down and be done in by it or roll-up the sleeves and get to work and be a solution maker. 

I wouldn’t think this would necessarily be the correct solution in a condo unit.

I feel this gives me the flexibility to find the right solution for my client and not just sell what my bank offers.I'll also throw in my 2 cents on common differences I've seen in my career:CDFIs - Because of their subsidized financing structure, they have the ability to be a low cost lender (and sometimes provide grants).

The way I see it is I am 2 years into the amortization of a 10 year land loan anyway… so it might be a viable solution. 

Can anyone recommend good companies to root cause  and implement solution to fix this issue?

@Jonathan Chan I have a solution for your problem.

Combine that with America’s housing shortage, and the solution becomes clear:We need to build more homes that align with what buyers can afford.

What are the biggest challenges people have faced with this. Also how do I make sure to get good tenants?

This used to be a near-impossible task for a company like BiggerPockets, but technology and 3rd party solutions are getting better.

Just hate it when they try to disguise themselves as a “financial advisor” and their solution to any financial problem is an insurance product2.