Exemptions to getting a 2nd FHA loan per HUD handbook are:-Job relocation 100 miles away or in another state-Increase in family size-Vacating a jointly owned home (ie - divorce or the like)

Screen by what you're looking for; housing scarcity, tax implications, barrier of entry, coastal, climate risk off or on, etc.

Marketing, virtual leasing, ai bots, and screening are just a few popular topics.

In my market every PM would charge more than your projected $350/month (which I already indicated is not reality) to manage two average size units in a duplex.This does not mean cash flow does not exist. 

But I would rather get a good-sized down payment that I can use to invest elsewhere and get a good sales price due to the cheap financing.

One property the square footage was high because they assumed both florrs were same size and they were not. 

That said, here are the actuals:Unit count: 13 offices (sizes range from 165sqft to 2,800 sqft - it's a local mom & pop type commercial building in an A-/ B+ town that's growing) Gross Rent: $20,801Expense Ratio: 50.7%NOI: $9,736 (year 1, after vacancy) ---Cash Flow: $2,536 / moCap Rate: 6.5%

Its a scare tactic and she is trying to bully you into letting her get away with this BS.You need to screen WAY better and/or hir e PM for future tenants. 

This is a fine needle to thread because at this size, you very quickly start competing with high net worth individuals who are seeking summer homes. 

After 12 years in the furnished rental game, I'd say that is a pretty good sample size.