Selling now avoids capital gains tax and lets you reinvest into a new primary home and a solid rental property, which feels like the safer play given the cash flow challenges and ARM timeline.

It's sad to see so many of these threads after looking through BP today, but it was totally expected based on the insanely low rates a couple of years ago and realizing how commercial lending works.It's a bummer, but there's no such thing as passive investing and there's no alternative to digging into a situation and understanding it for yourself.

If you have an Iphone, you can create a separate folder for your photos which you can save your business receipts.An alternative option is using an online storage platform such as google drive, dropbox, etcBest of luck

I know a gun sounds good in theory, but there are safer ways to protect yourself. 

., cosmetic fixes rather than full gut rehabs) might be a safer entry point.

I'd love to believe that we have an alternative to the paper we pass around, but we don't yet.In addition, did you know that your bank account can disappear or your electronic refund from the IRS can be hacked, and there is NO recourse?

Architect is just demanding more money and I guess we have no other alternative  Demanding more money and refusing to do it are two different things.

Another alternative is to have a negative cash flow by putting down less.

Alternatively if you feel confident in the higher value, I would ask if the lender is open to doing an independent appraisal ordered by an AMC instead of a desktop one. 

Their promise to package your properties into a commercial loan after reaching 5 properties could free up your DTI and provide a line of credit for scaling.Consider delaying aggressive HELOC repayment to preserve cash for new purchases, and explore portfolio loans or DSCR loans as alternatives.