That said, with smart budgeting and solid reserves, decent cash flow is absolutely achievable—it just takes time to build.

Then I save that amount each month in reserves until I need them.

Don’t forget heloc, DSCR, 2nd on primary, borrow from retirement accounts, credit card cash advance, property reserves, home improvement store credit, etc etc.

Originally posted by @Michael Sanchez:Hello everyone I appreciate the feedback about the Capital Syndicate however I still have reservations.

Don't over leverage and carry reserves.

- property values soften (keep it realistic, US real estate has never lost value over any given 10 year period in history and you can't plan for a nuclear war..)To counter-balance these negative scenarios you have: cash reserves, credit lines, W2 income, maybe business income.

Begin with a small property like a duplex or triplex, build a strong financial foundation, and keep 6-12 months of reserves for emergencies.

This way we reduce our monthly legal expenses and have cash reserves to weather the next few quarters during the virus.

In-person only.Make sure to RSVP today to reserve your spot.When: January 9, 2025 @ 5:45PM - 9:00PMWhere: Heist Brewery and Barrel Arts1030 Woodward AveCharlotte, NC 28205The Cash-Flow Breakfast Club is NOT just a meet up.

I want to be straight with you - trying to invest with absolutely no cash reserves is really risky.