An additional benefit of a detailed engineering-based Cost Segregation Study is that it can increase potential insurance premium savings as well as provide support for the property tax appeals process.

Although it does reduce the premium slightly for that particular rating factor, it is not optional on the part of the HOA as an intentional cost saving measure.  

You have ask yourself too if you're buying these new builds at a premium. 

Craftsman bungalows and historic homes are in high demand.Key ROI Factors:Homes often need cosmetic updates, not full rebuilds, making renovation costs manageable.ARV is climbing as retail, restaurants, and parks continue to develop in the area.Pro Tip: Focus on properties within walking distance of hotspots like Five Points or Riverside Village for a premium resale value.2.

I upgraded to premium listing on Zillow rentals.

Use rental calcs to learn what is in demand and gets a premium. 

It appears we can't edit that after we post.)

The last coupe of weeks 3 people told me their premium went down for their primary.

We have gotten home loans so convoluted with the Mortgage Broker Model that causes buyers to pay 10 to 20k more just in the Broker fees and service release premiums / rebates Thousands in Junk fee's etc those should go to the borrower to lower their cost..

On top of the the borrower most likely owns it outright or has a small balance left on the loan.Also, you tend to have to offer a premium in the selling price with seller financing.