Is your $15k even enough of an emergency fund for you personally?  

Hey Rajesh:I looked all over the west coast and couldn't find much in terms of markets/job growth/other infrastructure dev that showed appreciation and cash flow (both) would be very good.

Ideally you would put only one persons name on the mortgage unless you absolutely had to have both to qualify.  

With this type of YOY growth, you can re-invest you equity into upstate or OOS markets (i.e.

Lots of books have had a huge impact on my mindset and fueled my passion for growth.

You need to make sure you're working with someone whose sending you personalized deal flow that actually meets your buying criteria.

Huntsville, in particular, has strong job growth, steady appreciation, and a high demand for quality rental homes.

Are you able to go there in person to build your network? 

Our market is somewhat shifting, but it is still showing signs of thriving, with many opportunities for growth. 

It seems like everyone is preparing for a big boost.The current growth rate seems feverish but I've seen a lot of houses going up to prepare for the influx of population.If you have any questions, I'm available to answer them.