I'm not saying to avoid debt, I'm saying once you create your empire the best thing to do is start lessening debt.

Realtors exist for a reason and the good ones are worth their weight in gold] 

You have to weight different factors.

It's like only using weight to compare fitness levels.

These scores would vary based on the type of investor (flippers, buy and hold, etc) and different weights would be give to certain variables. 

This little guy is worth his weight in gold.

I know the due on sale clause is unlikely to be called by the bank, but don't want to sell with even a small mortgage balance left.Seller finance is to lessen the cap gain/depr recap tax hit.

This forum so far has helped me very much in learning.Thanks in advance  As others mentioned, its similar process of getting a bank loan, you usually can close faster though and certain factors may have more weight (for example personal net worth and potential value compared to credit are a better factor).

@Reese BrownLooking at one metric is like judging fitness by weight alone.

Hey Roberto - I personally would only pull the down payment from the HELOC just to lessen the risk associated with leveraging your personal home.