I think a conversation with the loan officer's manager to see if a compromise/alternative can be worked out may be beneficial. 

I plan to check them out although I don't think they can be competitive for lending against equity vs alternatives like IBKR.I will keep this thread posted as we navigate this in case others are interested.

Alternatively, you could explore house hacking with a multifamily duplex, where you live in one unit and rent out the others.

Alternatively the debtor can payoff the note either in full or at a negotiated discount.  

It's sad to see so many of these threads after looking through BP today, but it was totally expected based on the insanely low rates a couple of years ago and realizing how commercial lending works.It's a bummer, but there's no such thing as passive investing and there's no alternative to digging into a situation and understanding it for yourself.

An annuity is definitely a different level of risk exposure than this type of an alternative investment. 

Alternatively they can purchase a portfolio of occupied homes at a discounted price because the seller of the portfolio in most instances first tried their hand at selling the homes individually to the owner occupant and after experiencing 13-15% in disposition fees and expenses realized its not worth the effort and better to package the assets and sell discounted to another investor.Keep in mind, most of these SFH's are in stagnant markets meaning limited appreciation and if you ever took the time to look at an amortization schedule  there's no meaningful principal paydown for many years.

Trying to figure out the proper, best, and alternative routes to making meaningful relationships and wondering what the most effective means is to developing leads that may come along in the probate process. 

What is the best alternative flooring that you would recommend? 

Alternatively, there is a fairly limited supply of people needing laundromats, hence the reason you don't see them everywhere.