If rates drop, more buyers will come to the market and you can refinance to lower your monthly payment.

I'm an investor and mortgage broker and have options for loans that go as low as $75,000 and down payments as low as 15%, which makes it easier to stay above $75,000.

If you are able to sell I'd say sell, if it's not looking like that's going to happen then try to get it on a long term loan with renters so you can save on your monthly payment, then get the equity back out and move onto something else!

I saved up the down payment for a few months and have a few remaining as emergency funds.

No monthly payment.

I learned how much an escrow account check matters to your overall mortgage payment.

The down payment is 25% down for single family residences and 30% down for 2-4 units.

Box solely for the purpose of collecting rent but I do suggest having one and if nothing else works use it for rent collections but I would Electronic payments or bank deposits before doing mail.

If you're using financing, evaluate how a rate hike could affect your payments.

If you’re offering $450K, then you could offer to take over the $120K payments and seller finance the remaining $330K.